The Queen had previously communicated to William that Meghan would not have access to her Jewels unless the Queen granted permission, as was the case with the wedding tiara. Megan didn't receive the tiara she desired but rather the one bestowed by the Queen.
It appears that Harry was also made aware of this decision, and it's likely that Meghan knew about it too. Consequently, Meghan opted to wear diamond earrings from Muhammad bin Salman, often referred to as "blood diamonds" due to his controversial background.
This choice seemed like an act of revenge. Megan wore these earrings, particularly on occasions like the estate dinner that called for tiaras, to draw attention to herself and tarnish the royal family's reputation. She did so to divert attention away from Catherine and William and to settle the score for not being granted access to the tiara and Royal jewels she desired. Such behavior aligns with classic sociopathic narcissistic traits, akin to Meghan Markle's actions.
In addition to her ban from the Queen's jewelry collection, Meghan was also prohibited from touching Lady Diana's jewelry. The pieces she wore were proven to be replicas of Diana's, with side-by-side photo comparisons revealing significant differences.
Even Meghan's daughter, Lily Bund, is expected to face the same fate. Princess Diana has two granddaughters, Princess Charlotte and Lily Bund Mountbatten-Windsor. However, according to Royal experts, it's likely that only one of them will inherit Princess Diana's iconic jewelry collection. Princess Charlotte, being the daughter of Prince William, who is second in line to the throne, will have her pick of the palace jewels when she comes of age. In fact, two items have been identified as suitable for Princess Charlotte's inheritance.
One of these is the Spencer Tiara, the very tiara worn by Lady Diana on her wedding day to Prince Charles in 1981. Discussions are reportedly underway to secure this heirloom for Charlotte. While the Earl Spencer has daughters of his own, both William and he have agreed that the iconic piece should go to William and Catherine's first granddaughter. Charlotte is said to be aware of the tiara, as she learns about her grandmother Diana, and she eagerly looks forward to trying it on one day.